I didn’t post an update to my net worth last month but I of course, tracked it. I’ve been extremely busy with work (snow plowing) so I haven’t had much time for anything. I wanted to make sure I got the years end post out for you guys even though it’s pretty late.

My net worth went up quite a bit this month and last month wasn’t bad either. I can’t wait to share January 2018 with you guys!

For those wondering, I use  Personal Capital to help track my net worth and I highly recommend giving it a shot (it’s completely free). You can link all your accounts and it does all the work for you. It also gives you access to a bunch of really cool tools, like the investment checkup tool.


My home value stayed the same at $100,000.

My truck value decreased from $7,180 to $7,147. -$33

Total: -$33

Investment Accounts

Robinhood account increased from $47,709 to $49,700. +$1,991

Roth IRA increased from $15,282 to $15,434. +$152

457b increased from $8,100 to $8,710. +$610

NYS retirement account increased from $3,750 to $3,900. +$150

Total: +$2,903


My cash increased from $8,333 to $9,829. +$1,496

Total: +$1,496


Total assets increased from $190,354 to $194,720. +$4,366


My mortgage decreased from $58,649 to $58,501.

Total: -$148

My net worth heading into 2018 is $136,219 up from $131,705 last month! This was a 3.43% increase!


The chart above shows my net worth month to month starting from January 2016. You’ll notice there are some missing months, those are all months that I failed to track. It’s interesting that my net worth remained relatively flat in 2016 until the end of the year, but in 2017 I had steady growth from the time which I diligently began tracking.

The chart above shows my net worth’s year over year growth. I’m extremely happy with the growth I’ve seen in 2017.

My year over year net worth increased by 80.10%! That is a $60,584 gain from December 2016 to December 2017. I can only hope to see this kind of growth by this time next year.

I have all my old net worth data dating back to January 2016. As you can see by the chart, I was spotty in recording it. I’ve found that tracking my net worth motivates me even further to increase it. So, I will continue to do so and track the results. Since I’ve began tracking my net worth again I haven’t had a single month where it has went down. Again, I can’t stress enough how valuable it is to track your net worth and Personal Capital is a great tool to help you do so.

Here are the rest of my monthly net worth updates if you want to check them out!


I think it’s important to track my age and where I fall percentage wise in my age group as well. I’m 24 years old and my net worth puts me in the 97th percentile. I finally managed to break into the 97th percentile! That’s a pretty awesome achievement to me. It looks like I’ll be able to break into the 98th percentile before I turn 25! Also, here’s the link that I use to calculate that.

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