Live Off Dividends

Passive Income and Personal Finance

Dividend Portfolio: December Update

dividend-portfolio_-december-update

Happy New Year! I hope everyone had a great year and here’s to a healthy and prosperous 2017.

As a whole my year was pretty good. I achieved most of the goals that I set for myself and my investment account rose by 13.50%. As far as December goes, not so great. I cut my hands on a glass jar, 6 stitches in my left hand and I severed the tendon in my right pinky. I had to get surgery to be able to use my finger again and the recovery time is 12 weeks. It’s been two weeks so 10 more to go. Unfortunately, I’m out of work on disability so my income will be dramatically lower for the next few months. Of course this is all just before I close on my house next month so the timing really couldn’t get any worse. I think I’ll still be able to close without having to pull any money from my stocks, but it’ll be tight now.

As far as dividends go, December was incredible!

Dividend Increases: 2 Increases

General Electric increased their dividend from $0.23 to $0.24. This was a 4.34% increase. This increase will earn me an extra $2.68 annually.

Realty Income increased their dividend fromĀ  $0.202 to $0.203. This was a 0.495% increase. This increase will earn me an extra $0.12 annually.

These two increases will earn me an extra $2.80 annually or $0.23 monthly with nothing more invested.

screen-shot-2017-01-02-at-1-46-21-pm

These are all the companies that paid me dividends in December amounting to $196.82.

screen-shot-2017-01-02-at-1-32-39-pmHere is the chart for all the dividends I’ve received in 2016. The total amounts to $920.90. This was my first year investing so I’m thrilled to have earned close to $1,000 in essentially free money. As you can see by the chart I earned $0.00 in dividends in January so that really affected my total amount earned, as well as only earning $41.21 in March. March is typically a month for higher payouts, I just didn’t have a lot of money invested at that time. I expect next years dividends to blow these out of the water! I was so close to a $200 month this month, sometime next year I hope to have at least one!

screen-shot-2017-01-02-at-1-31-29-pm

I changed my portfolio chart a bit to add things that I felt were more relevant. I added the Equity Value line as well as the Total Return line. I also added my portfolio’s YTD return at the bottom next to the “Total Value” figure.

Anyways, here’s my portfolio heading into 2017. I expect to make quite a few changes to this portfolio moving forward. It’s just a matter of having the time to put into the research at this point. Either way, I can’t complain with a 13.50% return for my first year of investing. My goal for 2016 was a 9% return and to average $100/month in dividends. I crushed both goals, averaging $105.35/month currently.

I’m currently 4 contributions behind for this portfolio totaling $1,760 and I have about $800 cash in my account. At a 4% yield that would equate to $102.40 annually or $8.53 monthly. So I could’ve really crushed my goal of $100/month.

The reason I’m behind is because I’m buying a two-family house in January. I plan to owner occupy it and I’m putting 20% down to avoid paying PMI. Everything seems to be falling into place so I don’t think I’ll have to pull any money from my stocks. I’m keeping track of all the contributions that I’ve missed into my portfolio and I’m going to try to play catch up during 2017. All in all it was a good year and I can’t wait to see what 2017 brings!

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6 Comments

  1. Very solid companies in your portfolio, I think you can expect strong organic growth of your dividend income.
    Keep up your good work!
    Cheers

  2. Awesome job and you were just shy of 200.00 you will get that soon . Keep it up

  3. Enjoyed the read, and looking forward to following your journey.

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