I have high hopes for 2016. This is the first full year I’ll be working a full time job. In the past I’ve worked 40 hours a week all year but as “part-time” status. My pay is significantly higher and this opens up lots of possibilities for me as far as investing and saving money. This will be the year when my savings and my portfolio really take off.


Financial Goals

Increase annual dividend to $1,200.

I started playing around with investing in November 2015. I was very hesitant and worried about losing my money. I ended up making a whopping $0.25 from dividends in 2015. I’ve made a big change in the way I invest. I’ve made a commitment to dividends. I feel increasing my dividends to $1,200 per year is attainable this year. I’m investing $200 per week at years start and trying to average a 4% yield. Here’s my current Dividend Portfolio.

Increase Net Worth by 50%

I don’t have a huge net worth and with the new full time job I feel this is also very doable. I count my bank accounts, stock portfolio and my Roth IRA towards my net worth. As a large majority of my net worth is in the stock market (roughly 60%) it changes at least a little bit every day.

Max Out Roth IRA For 2016

I started my Roth IRA in October last year and maxed 2015 out as soon as I created it. In January 2016 I maxed out 2016 as I felt the market was still low and it was a good time to buy. My Roth IRA has done very well thus far and if anyone is interested in what I hold in my Roth I will talk about that in another post.

Save Another $15,000 In My Bank Account

I feel that it’s very important to have cash around. Stocks are almost as liquid but I don’t want to have to pull money from my stocks. They’re there to grow not to be a cash reserve or to be bought and sold all the time. Anyway, I feel that another $15,000 should be attainable. This goal is definitely going to be tough with all the other financial goals I have but that’s just extra motivation for me. The difference in making this goal happen or not is to control my spending.

Make $10,000 From Real Estate

I just got my real estate license in early May 2016. I’m setting a high goal for myself to make $10,000. I have no idea how attainable this will be for me. I’m really excited to get things going with it but I don’t have nearly as much time to commit to it as I’d like to. I guess time will tell!


This is my short list of financial goals for 2016. Though the list is short, I set high goals for myself. I don’t set easily attainable goals. What’s a goal if you don’t have to work to achieve it? I’m very excited to see how real estate goes for me this year. I’ve recently been looking for homes to flip so we’ll see how that goes.

What are some of your goals for 2016?


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